The title is How to Resolve the Student Loan Debt Crisis Without a Bailout, here is the first paragraph:
Under the Biden administration, student loan debt was treated as an urgent national crisis, with sweeping forgiveness proposals dominating headlines. Now, under Trump, the issue has largely faded from the political landscape—raising an important question: Was it ever a crisis to begin with? While 42 million Americans collectively owe $1.7 trillion in student loans, the structure of these loans, particularly the unchecked borrowing for graduate programs, suggests that the problem is not an unavoidable catastrophe but rather a predictable consequence of flawed government policy. Instead of advocating for broad forgiveness, the real solution lies in addressing the root cause: the absence of borrowing limits for graduate education. President Trump now has a unique opportunity to implement such reforms, effectively mitigating the issue at its source.
